Friday, July 13, 2007

Cash Advances: A Solution To Your Money Problems Or Not

Stuck in a tricky financial situation? What do you do when you urgently need cash but don't have the time to go to the bank and apply for loan? Cash Advance might be the answer to your question.

Cash Advance Now is an online system of money lending. These companies lend you money in times of financial crisis. The best part about is that your loan is approved very quickly, sometimes as quick as 24 hours. This is very good for some of us who might be requiring cash for an emergency.

There is a "no credit check" policy in cash advance. Your financial history is not important to them, they are only concerned about your present and future capabilities; however, there are few criteria that have be met in order to be approved for a loan. One requirement that must be met to receive a Cash Advance Now loan, for example is the following: you must make at least $200 per week to ensure you are able to afford the type of loan you are taking out. You also have to pay a security deposit to Cash Advance Now of $250.

Though cash advance seems like a lucrative way to get short term loan, there are many conditions that have to be met. Yet cash advance could be the answer to your problems as long as you are capable of paying back the loan soon. Don't worry if you don't qualify with one company, there are other cash advance companies which could help you.

Now let us see as to under what situation cash advance would be your best bet.

Apply for pay day loans only when you are seriously short of cash and have no other alternative way to get it. Make very sure though that you are able to follow the repayment plan that has been decided by your cash advance company, because if you miss any of the monthly payments then you will have to pay very high interest, and it will also ruin your chance of getting money from any other cash advance company in future.

The interest on a cash advance increases every month leading up to the point where the entire loan is paid off. But, if you are in a financial situation which allows you to make all of the monthly payments on time, then a cash advance loan will probably be no problem for you to handle.

You should also take into account that a cash advance should be used as a last resort.

Do not take out a cash advance loan, as said before, if you cannot make the monthly payments. Even if you think you can make the monthly payments, also make sure you work the interest into your figuring. The interest on a cash advance loan, especially when paid off late, can get to be pretty hefty, which is why you should consider taking out a regular loan if you don't plan on paying off your cash advance in a reasonable amount of time.

If you need a cash loan, make sure you can meet the requirements of the payment structure before hand. You don't want to take a loan, not be able to pay it and then ruin your credibility for your entire future. For more information on cash advances please visit cashadvance-fast.com.

Thursday, July 12, 2007

My Experience with MyFitnessPal

I have been using MyFitnessPal for about a month now, and must say that it is easy to use. It has made me realize just how bad most of the food I eat is. I have started to make different choices on what I eat, and eat less of some stuff that I am not as willing to give up.

Also, what is rarely mentioned is that they are not just a calorie counter to track what you eat, but also track the calories you burn doing exercise. This feature has also helped motivate me to do more exercise. My family has a trampoline that we are using more to burn calories, and we go swimming more (that burns some mass calories in a relatively short amount of time). We are also going riding on our bikes several times a week.

I must say that as this is a newer site, there are some problems I have with it. Their food list is still a bit lacking, but you can add foods to it if you have the basic nutritional values. It seems that they are adding more, probably from the submission of other people. The same problem also exists for the exercise list.

Also, they do have message boards, but most people are not using them. I feel that if more people would use them it would help make a better community experience and you would be more likely to succeed as you can read the experiences of others.

This is a great site, and the price cannot be beat as it is free. If you need to lose a few pounds (who doesn't? I have lost nearly 5 in the month since I joined), I would really recommend you give it a shot. If you do stop by the message boards and drop me a line.

Wednesday, July 11, 2007

Lockland principal found not guilty

There is a comment post here on my blog that Ralph Jacobs has been re-instated as principal of Lockland Elementary. I believe that this is a mistake, and provides a very bad message for the students (who are all aware of what has happened). I believe that there will be future problems from Ralph Jacobs because I have seen a level of anger and contempt for many of the students in his school. I do not know how a man who does not like children has gotten a job as the principal of an elementary school, but there will be future problems.

In the comment placed by a reader on one of my posts, they asked what I'm going to do now. I'm guessing that she meant it rhetorically, but I'm going to answer anyway. My son will not be going back to Lockland Elementary School. There is a Christian Academy right down the road from us, and it turns out that it is actually quite affordable. I encourage ALL parents of the Lockland School District to look at this option. If Lockland loses many students they will lose major state and federal money. Since the board will not listen to us, I think we should send a message they cannot ignore and take their money from them.


Judge rules he acted in self-defense

A municipal judge found the principal of Lockland Elementary School not guilty Wednesday of a misdemeanor assault charge that stemmed from a dispute over a shared driveway.

Ralph Jacob Jr., 50, was visibly relieved when Hamilton County Municipal Judge Melissa Powers announced her ruling. .

According to testimony, the driveway belonged to a friend of Jacob's whom he was visiting on May 8 when the dispute erupted.

"This was a situation between two neighbors who share a common drive and live in close proximity to each other," Powers said. "Unfortunately, all the witnesses and neighbors had to come in here to resolve this."

Powers said it came down to this question: Did Jacob intentionally punch Rhonda Holloway or did he push her out of the way trying to get to safety?

"What is very clear is that he did feel threatened," Powers said.

Jacob spoke out for the first time after the hearing saying, "It's been hard to have these allegations all over the news."

The charge stemmed from an ongoing dispute over a driveway on Eaton Drive that belongs to Holloway and Jacob's friend, Denise Crawley.

On May 8, Holloway confronted Jacob after he pulled into the driveway and parked behind Crawley's home.

Jacob said Holloway threatened to get a gun and kill him. As the two argued, Jacob hit Holloway, knocking her to the ground, thus prompting his arrest, according to testimony.

In court, Jacob's lawyer, William Bell, argued that Jacobs was acting in self-defense.

Assistant Cincinnati Prosecutor Marva Benjamin said Jacob wanted the confrontation and called Holloway to him.

After four hours of testimony, Powers determined thatHolloway trapped Jacob between the car and a wall, leaving him no choice but to go by Holloway to get to safety.

Jacob has been on paid administrative leave since May 9. He said he hopes to be reinstated and start the new school year with a "clean slate."

Monday, July 09, 2007

Importance Of Coupons

Most of you might have heard about the existence of coupons for purchase of different commodities and services. However, only a few of you might have an adequate knowledge about their use and importance. Coupons were invented as a marketing strategy to help the consumers control their expenditure in times of increasing costs, and at the same time help the producer or retailer increase his sales.

Coupons were basically introduced to encourage consumers to try out a new brand or product. When a new product is introduced in the market, people might not directly go and buy it. This might be due to their doubts about the performance of the product or even its costs. Most products are priced high in the market today, so it is right for the people to have their own apprehensions before buying the product. The use of coupons in this case is that they provide certain discount on purchase of the specified product. By doing so, the retailer can market his product effectively and at the same time, the consumer will have a chance to try out the product at reduced prices. Even if he does not like the product, he will not stand to lose much money due to the discount offered.

Coupons were given earlier mainly in the magazines or as print ads in the newspapers. Finding a coupon for a product required by the consumer was difficult in this case, as he had to sort through a number of magazines and newspapers. But these days, coupons are being put up on the internet also. As you know, all kinds of stuff are advertised and sold on the internet today. So when a consumer wants a specific product, he can just go to the website selling the specified product, and print a discount coupon posted there. Hence, this method also increases the number of visitors to a website.

Online coupons, such as those offered by couponchief.com can save you a lot of money. Coupons can be found on the internet for auto parts and accessories such as AutoBarn coupons, travel such as Travelocity Deals, baby supplies, pet supplies and many more. These coupons can also be sent through email to your friends and relatives. You cannot buy all types of products with a single coupon. The specific item for which the coupon is valid is indicated on the coupon itself. Online coupons can either to used to increase your online sales or divert your online traffic to your offline store.

NASCAR driver arrested at Kings Island

Here is a national story that is happening in Cincinnati. I do not follow NASCAR, but whenever something like this happens in my hometown, I tend to take notice. I will try to give them the benefit of the doubt and presume innocence. However the report does sound very suspicios, and who would imagine that one of these NASCAR drivers may have a drug problem.....


A NASCAR truck driver and his fiancée were arrested in the Kings Island parking lot Saturday and face charges of heroin possession, according to Mason police.

Aaron Fike, 24, who drives the No. 1 Toyota Tundra in NASCAR's Craftsman Truck Series, and Cassandra Davidson, both of North Carolina, were taken to the Warren County Jail.

Mason police responded to a call just after 4 p.m. of two people engaged in suspicious activity inside a black Toyota Sequoia at the amusement park.

Police said they found drug paraphernalia and narcotics believed to be heroin inside the vehicle.

The case is under investigation pending a drug analysis at the Miami Valley Regional Crime Laboratory.

Sunday, July 08, 2007

Mount Abu - The Paradise In The Rajasthan Desert

Mount Abu is an oasis amongst the desert in the state of Rajasthan, India. Mt Abu is situated at the southern tip of the Aravali range and because of its foliage it has a cool climate. Mount Abu is considered a summer retreat but it also has a stunning array of attractions; the Delwara Marble Jain Temples, dating back 11th-13th centuries, makes it a popular pilgrimage center.

Mount Abu has an extensive religious history, having been home to many sages and saint.

The main sites in Mount Abu are:

  • Gaumukh Temple: The temple gets its name from a natural spring which flows through a sculpted cow's head. It is said that the yagna' of sage Vashishtha was performed here. A beautiful marble image of Nandi (the celestial bull rescued by Aebuada) is situated nearby.
  • Delwara Jain Temple: these temples were built between the 11th and 13th century. They are beautifully carved temples built from marble and dedicated to the jain Tirthankaras. The oldest temple is the Vimal Vasahi temple. Build in 1031AD, by Vimal Shah-a merchant and representative of then Gujarat ruler, is dedicated to the first Tirthankara. A superb example of temple architecture, the central shrine has an image of Rishabhdev and large courtyard with 52 small shrines. Each houses a beautiful statue of thirthankaras with 48 elegantly carved pillars form the entrance to the courtyard. Another finely crafted temple is the Lun Vasahi Temple. It was built in 1231AD by brothers Vastupal and Tejpal who were Ministers of Raja Vir Dhawal, a ruler of Gujarat which belonged to the Porwal Jain Community. The fine craftsmanship of the Lun Vasahi Temple includes beautiful door casings, pillars architraves and sculptures on the porticos.
  • Adhar Devi Temple: The Adhar Devi Temple is a favoured spot for tourists. You have to walk up a flight of 360 stairs to reach the temple chiseled out of a huge rock.
  • Sunset Point: At the sunset point you can watch the sun setting and covering the surrounding hills with a beautiful golden glow. A spectacular site. Honeymoon Point: Also known as Andra Point, it offers an enchanting view of the verdant plains and valleys. The place looks most beautiful during the dusk hours.
  • Shri Raghunathji Temple: Dedicated to Shri Raghunathji, this temple was built in the 14th century AD. It is situated near the Nakki Lake and contains beautiful sculpted work of the deity. It was built by famous Hindu preacher Shri Ramanand.
  • Gardens and Parks: throughout the hilly paradise of Mount Abu there are many beautifully laid parks and gardens. The more notable gardens include Ashok Vatika, Gandhi park, Municipal Park, Shaitan Singh Park and the Terrace Garden.
  • Nakki Lake: situated in the center of the city is the perfect location for a romantic evening.

Mount Abu is a popular destination for many reasons, both as a summer retreat and for tourists looking at taking in some of the history that this beautiful part of India has to offer. World-class tourist facilities are available at Mount Abu including star and heritage class Hotels and Restaurants. Use Insara.com to book Indian hotels for you vacation getaway.

Spielberg's Cincinnati

I was not aware that Steve Spielberg was a product of Cincinnati. It must be of a long gone Cincinnati, as I cannot look araound ony place here in the town I call home and see any great minds springing up. I hope I am just being cynical and things are better than they seem, but I fear that people like Spielberg are a rare thing in these communities.


Director-producers' three years as a child here shaped his work

Steven Spielberg spent only about three years in Cincinnati, but it left a big impression on him.

On "Spielberg on Spielberg," a 90-minute interview premiering Monday (8 p.m., TCM), the Oscar-winning director-producer, born here on Dec. 18, 1946, recalls how he learned his numbers in Cincinnati.

"My grandmother taught English to Hungarian Holocaust survivors when I was only 3 years old, living in Cincinnati," he says, in the film while commenting on "Schindler’s List," his 1993 film about the Holocaust, which won seven Oscars, including best picture.

"I learned my numbers based on all the numbers that they had tattooed on their arms (from the concentration camps). And I had one man that used to say, ‘That’s a 2. That’s a 5,’ " says Spielberg, showing how the man pointed to the figures on his arm.

Spielberg was born to Cincinnati natives Arnold Spielberg, a Hughes High School graduate studying electrical engineering at the University of Cincinnati, and Leah Posner Spielberg Adler, a Walnut Hills High School graduate.

They married in 1945, and lived on Lexington Avenue in Avondale. They moved to New Jersey after Arnold graduated from UC in 1949. They divorced in 1966; each lives in the Los Angeles area.

TEACHING ENGLISH

Leah’s mother, Jennie Posner, taught English in her home to Holocaust survivors preparing for their citizenship tests, around the corner on Glenwood Avenue, says Arnold Spielberg, 90, from his California home.

"Each class was about eight people. around the big dining room table. I can still see it today," says Leah Spielberg Adler, 87, who operates the Milky Way restaurant in Los Angeles.

"Steven was just running wild as a child in their home. We spent most of our time there," Leah says.

Arnold Spielberg says that he and Leah "would visit her parents on Saturday, the Sabbath, for lunch and prayers, after I returned from half-day classes on Saturday at UC. At other times, the Posners would wheel Steven in his buggy to their home, where he met the survivors."

For Fay Postolski Siegel of Blue Ash, word of Spielberg’s comments confirmed a story frequently told by her mother, Etta Postolski, who died in March.

"Oh my gosh, isn’t that something?" says Siegel, a Covington city tax auditor. "She would tell us the story many times about Steven Spielberg’s grandmother teaching her English. My parents lived in Avondale at the time, " says Siegel, a Covington city tax auditor.

A ‘MAGIC TRICK’

In the documentary, Spielberg tells of the "magic trick" done by one of his grandmother’s students. A man would bend his arm up and down, turning the 6 upside down.

"He said, ‘This is a 6. And now it’s a 9.’ I’ll never forget that," Spielberg says. "I was a little kid, 3 or 4 years old. I’ll never forget that."

In a 1993 interview, Spielberg says the inspiration to make "Schindler’s List" came from his mother.

"I was very ashamed when I was a child of being Jewish. And this film has kind of come along with me on this journey from shame to honor," he told CBS’ Connie Chung. "My mother said to me one day, she said, ‘I really want to be able to see a movie that you make someday that’s sort of about us, and about, you know, who we are.’ This is it. This is for her."

After the film, Spielberg created the Survivors of the Shoah Visual History Foundation, which has filmed 52,000 interviews with Holocaust survivors.

"In that respect, ‘Schindler’s List’ is the most important film I’ve ever made, and the Shoah Foundation, outside my family, is the most important work I’ve done."